How To Quickly Fix Invalid Apple Pay Billing Address?

Getting a message saying that your billing address is invalid can be frustrating as you are just trying to make simple payment for your Apple account.

In most cases, your account is going through because of something to do with your bank and not with Apple. However, it can also be that something has gone wrong with the form.

Keep reading to learn why your billing address is invalid for your Apple Pay and some of the things you can try to fix it.

Why Does Apple Pay Say The Billing Address Is Invalid?

The billing address you have for your Apple Pay account is the address you will be using for any credit card bill. Your bank or whoever the card issuer is rejecting your billing address, and not Apple themselves.

To find out exactly why you have an invalid billing address, you will have to contact your bank and speak with them.

Another reason you might be getting an invalid message for your billing address is that during the processing of your payment setup, you entered a different text into your address and that coud have messed up you having an actual valid address on your form.

This can be because punctuation is in the text field or the address is gone.

What if Payment Isn’t Working For Only Some Apps?

In some cases, users have found that new vendor apps, restaurants, or transit apps are giving them a billing address invalid error message but not for other applications like grocery stores or gas stations.

This could mean that some disconnection is happening between the billing address on one of these applications and your actual Apple Pay account.

It could be something like having a period after an abbreviation.

How to Fix an Invalid Apple Pay Billing Address?

The first thing you should try is checking the form where you have your address to see if the address has been changed sometime during the processing of your payment option.

Sometimes it’ll just be a point upon tuition point, or it could be that it erased something along the process.

You can check and change your billing address by:

  1. Opening the Settings on your iPhone.
  2. Tap the “Wallet & Apple Pay” option.
  3. Select “Apple Pay Card.”
  4. Navigate to the “Billing Address” text field to check the address and make changes.

It may not be something obvious, but even a slight change between the address on your credit card and the one on your Apple Pay can cause your address to be invalid.

It could be like having your address in all caps on your credit card but not on your Apple Pay.

Another thing to consider is whether there is a period after abbreviations like BLVD or ST. The punctuation may cause the Apple Pay account to register an error because it does not see the punctuation as a valid character for the address.

Some users have also temporarily gotten around having a valid address by erasing the house number and only leaving their street name.

This is an excellent way to get the payment process working if you need to purchase something immediately before going through your bank to fix the problem entirely.

Since Apple doesn’t check the billing addresses, you’re going to have to call your bank and ensure that the address on your banking information matches the billing address that you are currently living in so that you can set up a valid billing address.

It may be that you’ve moved or the information that your bank has is outdated, causing some kind of issue.

You may need to troubleshoot by using different tactics to figure out precisely what is causing some kind of issue. You may even need to do multiple of these to work out exactly what’s going on.

Ensure that all of your apps have the same address, but it could also be that having all caps or punctuation is an issue in some apps.

Where Should You Check Your Address?

There’s a standard way of checking your address is correct, as outlined in the steps above navigating into your wallet, but there are also other places on your iPhone that may cause you some issues if the addresses don’t line up.

One is on a wallet app if you have it, and another is under Apple ID, where there’s also a payment and shipping address section.


Most of the time, you are getting this billing address invalid message because there is some kind of discrepancy between what your address is on your credit card and the way you entered it into the Apple pay account.

This can be as simple as having your address in all caps on your credit card but not on the Apple Pay account.

I’ve been working with technology in one way or the other all my life. After graduating from university, I worked as a sales consultant for Verizon for a few years. Now I am a technical support engineer by day and write articles on my own blog here in my spare time to help others if they have any issues with their devices.